Asked by Rondha Ordaz, Houston, TX • Tue Oct 22, 2013
My husband and I moved to Houston 2 year ago due to my husband job. We are both from NYC . I am currently a stay at home mom with 2 kids and a baby on the way. We currently lived in the galleria area we are renting a 2 BR. Did not plan on living here however it looks like we are going to be here for a while . We decided to purchase a home . My husband credit score is above 720. We don't have much for downpayment since we weren't planning on buying a home we did a lot of traveling this year at this point we have a 3.5% downpayment . We have been looking at new homes in Katy however in order to get what we want in a home we have to pay for lots of upgrade. We like more of a open concept home with hardwood floor, 3-4 BR , Island kitchen, nice master bath, backyard would like to live in a good area with good schools. i would prefer buying a cheaper home for about 130k and using the rest of our budget to renovate . Not sure how get a mortgage to add renovation cost to it .
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