In my professional opinion, ABSOLUTELY! I strongly urge my clients that buy new construction to get them as well and never had one decline. Defects, major and minor havebeen found in new construction and are easily addressed before closing. It is a very small price to pay for the huge piece of mind. Your Realtor sure could point you in the right direction on inspectors and probably could supply a list for the area to you.
The most common scenario in Minnesota transactions is to have your offer accepted with this contingency and then pay for and perform your home inspection. The contingency form also spells out the time frame to get back to the seller addressing any issues that you want to negotiate that were brought to light during the inspection. it also gives you an opportunity to cancel your purchase agreement at your option based on the inspection results.
I suggest home inspection contingencies for buyers even on newer built townhomes. Besides uncovering any issues with the home, you will learn about potential issues to watch for. Professional inspectors will provide helpful information like where the gas and water shut off valves are located, the furnace will be tested for carbon monoxide levels and the electrical panel will be evaluated. Even if the exterior of the property is maintained by an association, it is always a good idea to have it evaluated for issues that may affect your future association dues. Poor exterior maintenance may lead to future assessments by the association or higher dues down the road. I believe more information is always your best bet when making a financial investment. Good luck!
Of course, it could backfire because you could spend your money and not be able to make a deal after the inspection. Most contracts allow you an inspection period to make that determination. This is typically how it is done.