Have you thought about purchasing a Manufacture Home? I work for a real estate company that owns manufactured home communities, 1 is located in jackson MI (Cozy Community). This is a great way to get back on track. We do our own financing and you will find that we are more flexible than any banks. Our terms are much more affordable as well. We do check your credit but we take a detailed look at it and not just your score. You could rent to own with a low down payment of $2-3,000 and financed monthly payments of $650-700/mo. This includes your lot rent, sewer, water, and trash!
Instead of paying that amount in renting an apartment, build your credit back and have something to show in the end... Your Own Home!
Cozy is a community located behind the Grande Golf Club. We have lots available that overlook the golf course. Cozy has a clubhouse with a pool, workout room, and banquet area. Reach me at 248-363-6111 or firstname.lastname@example.org for more info.