I would say look at the property and the neighborhood and give your best priced offer the first time! AND pick a knowledgable agent! I have worked with both Brian & Rich who commented below. Both are Full Time Realtors, are knowledgable & Experienced!!! You can ask for the seller to pay closing costs but remember that comes off of their bottomline. You MUST have a Wells Fargo pre-qualification letter when you submit your offer or it will not even be looked at. What that means is you need to get a pre-qualification letter from them BUT in the end you do not have to use them as your lender on your loan. I previously work at Bank of America and they have the same requirement on their foreclosures. So if you have not done this yet get it started so you can avoid that road block and scrambling down the road. I would recommend this Wells Fargo Mortgage Loan Officer to you:
William (Bill) Moeller, Home Mortgage Consultant, NMLSR ID 536570
Office: 262-641-5690, Mobile: 414-702-6529,
Wells Fargo, 400 N Executive Dr, Ste 100, Brookfield , WI 53005
In the end you get to chose who you do your lending with so I would be happy to help you look at all your options for financing your new home! We even offer renovation financing!
Sincerely & Happy Easter!
Mandy Fritsche - Prospect Mortgage, Mortgage Loan Officer, NMLS# 557211
262-327-5700 Cell, 877-868-9198 Fax, firstname.lastname@example.org