My hsband's credits core are in the mid 600's and had a foreclosure 2-3 years ago. i have bad credit score. would we qualify for usda loan?

Asked by liz.tndyg, West Haven, CT Tue Feb 18, 2014

our income limits qualifies us for guaranteed loan. where should we start applying?

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Daniel D. Th…, Agent, Bridgeport, CT
Tue Feb 25, 2014
Hi Liz, it may be possible for you to buy, but it will depend on what exactly is currently on your credit. Do you have any recent missed payments? How about any active collection accounts? Typically after foreclosure there is a 6-7 year waiting period, however, there are a few portfolio lenders that maybe willing to assist you if you have other favorable circumstances.
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