Rochelle, you clearly see the situation.
Very often, it becomes clear you can not get a proper evaluation of your home, especailly when the evaluation is ordered by a bank or if the appriaser is compelled to conform to a lenders predermined defination of a comparable.
The value of your home is and will ALWAYS be, what a wiilling and able buyer and a willing seller agreee upon. That negotiation CAN be influenced by bringing the specail attributes to the front, if they and tangible value or quality of life value. Be aware, a buyer priorites may override a lack of tangible assets. Those best able to assess this are the folks who are engaged with active buyers and know what these buyers value and the folks who work helping homeo\wners sell their homes. These folks, real estate professionals, know what can and can not be leveraged, IN YOUR MARKET.
If you are to make a real estate decisioin in the near future, you may find it benefical to have a Farmington CT, professional assess your homes potential.
Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Plam Harbor, FL