Wow. So many different answers from agents! My answer is PROBABLY YES, you can get a loan. It depends on the details of your poor credit. For example, if there was a BK or Foreclosure involved it would disqualify you from many programs...right now. But not in the future. Kinda like asking a doctor why you have a tummy ache. Could be gas...could be cancer. More details would be required.
RIght now I have a 3 Bdrm home WITH A POOL in North Las Vegas. You could own for $115,000. NOT a short sale, Bank Owned or Flip. Depending on your income, employment and further credit analysis...I would say this home might be a viable candidate. I have a 4 Bdrm by the Cannery Casino that may be an option as well.
If you'd like more info or discuss the details of your circumstances, then call me.
Jeffrey Burnham -"The Wizard"
Encore Realty Group