Have your daughter contact a local mortgage broker to discuss her finances and options. If she is not able to purchase at this time, the lender can tell her what she needs to do in order to get her credit in place to be able to purchase. They can also give her a time frame of when it can happen.
Applicants must have a credit history that indicates a reasonable ability and willingness to meet obligations as they become due. A credit history reflecting any or all of the following is considered unacceptable credit history:
More than one 30-day late within the past 12 months.
Bankruptcy or foreclosure discharged less than 36 months
Outstanding judgments within the past 12 months
Two or more rent payments 30 days late within the past 3 years.
Outstanding collection accounts with no payment arrangements
Outstanding tax liens or delinquent federal debt with no payment arrangements
Accounts converted to collections in the past 12 months.
I'd be happy to help. I can give her a free credit consultation with suggestions to improve the score to meet her purchasing goals. Have her call me at 877-315-0683 X 7047. I can be reached at that number after hours as well.
Senior Mortgage Consultant
"Lend Nationally -- No Money Down Programs Still Available!"
If you're daughter or you feels comfortable giving me a call, I can definitely help her find a mortgage broker to start working on her credit so we can get her approved for a home. My phone number is (270) 401-4664 and my email is HeatherKeen_Century21@yahoo.com. Thanks so much,