My credit rating is 700-730. I been out of work for awhile. going back to work in a few days. My question is can I buy a house now or wait for awhile?

Asked by Dennis Allen, Udall, KS Mon May 10, 2010

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Anna M Brocco’s answer
Anna M Brocco, Agent, Williston Park, NY
Tue May 11, 2010
Not knowing your finances/assets--consult with any qualified loan officer(s) first--see if you do qualify, see exactly what your budget can handle and have your credit score checked--their scoring is different--then go from there.
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Christopher…, Agent, Methuen, MA
Tue May 11, 2010
I suggest that you talk with some lenders and mortgage brokers. Sometimes they require you to be working for a minimum period of time before they will "count" your income, but you should ask some lenders directly to find out for sure.
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