My children and I recieve Social security death benefits. Can I use their income to qualify for a small mortgage.?

Asked by Marcie Whitley, Conyers, GA Sun Jul 22, 2012

We recieve $2056 a month $514 individually. Im tired of renting and would like a yard for them. Is it possible for me to get approved for a loan of 35k or less with this income?

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Mon Jan 21, 2013
You should be able to as long as they are under 15 years old. With Social Security income, you must have continued recript of it for at least 36+ months. To meet this requirement, they could not turn 18 before that time.

Rodney Mason, NMLS #151088
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Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
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Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
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Happily look…, Home Buyer, Conyers, GA
Wed Aug 22, 2012
yes you can:) I purchased my home with my social security. my agent said as long as you can show you will receive it long-term and/or permanently. a home buying seminar will also give you $14,900 toward your down-payment. hope this helps:) you will save a lot of money also. I was paying $800 renting, but buying, my payment is $356.78
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