First, if the boyfriend is the one buying the house, it's up to him. If he says it's OK, then as Chris says - check with the lender. Also in the event that you have judgements against you in VA the title insurance may not permit you to be on the title because they could attach to the property, so be sure to let the title company know what you wish to do. Lastly, Don gives good advice. Not sure why you're not married but here is what I tell my clients: The messy part of divorce is the fighting over real estate, financial investments, children and pets. The more of these you have together the worst a break up would be. SOOO... think carefully before considering combining these things. Once you're married, IMHO, you go "all in" but until then, step cautiously.