You've probably asked already, but just in case you haven't, ask your apartment manager what you can do to get out of your lease. I've recently Sold homes to metro area buyers who had leases, both of their apartment complexes let them out early. You may want to talk with a lender right away to see if it would make sense for you to break your lease and buy now. The tax advantages may out weigh the cost of breaking the lease. I have a lender that I think is wonderful, I don't know if I can post his name and the name of his company without permission on this site so just send me an email and I'll send you his name and number or actually his contact information is on my website. He knows just about everything there is to know about down payment assistance programs, first time home buyer programs, etc. Have fun looking for your new home!