Asked by Clueless Englander, West Hollywood, CA • Sun May 30, 2010
My wife is American I am from the UK. We are thinking of moving to LA. First we'd rent but ultimately we'd like to buy lot/land and build our own home when we have discovered more of the city. Right now we like Echo Park/Silver Lake/Los Feliz and the Hills. How hard is it buying land and building? We have around 175k for land purchase and architect fees but would need to borrow for construction. Obviously the loan will depend on our income which we expect to be 150k /yr (joint). Is this reasonable or are we completely way off the mark here given we will have a very limited American credit history?
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