Asked by Christina Fortney, • Wed Jan 2, 2013
I am looking into lenders to get a mortgage pre-approval to begin my search for a home. I was just wondering if there is any benefit to going with a big bank for pre-approval - or if I should go with a broker?
I realize that you don't have to get a mortgage from the bank you are pre-approved with - so I guess my question is, would we be considered a stronger candidate by a future seller if we had a big name approve us? Or does it not matter who the lender is, as long as you are pre-approved?
Is it more stressful or more of a pain to get an approval from a bank and then shop around rates when I am looking for the actual mortgage? Is there a disadvantage to doing that?
Thank you, in advance, for all of your help!
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