Asked by juleem13, Chicago, IL • Thu Jun 7, 2012
Hi all. I have a question. I'm considering buying a home either in the next 2.5 months or a year from now (I currently rent and my lease renewal is coming up). I am interested in speaking to someone about loans to see what I may qualify for (probably FHA) and what my payments would be. Depending on that I may or may not want to do Pre-Approval. I don't necessarily want my credit pulled at this point since I don't want to take the hit to my credit score (I'm teetering at 680) if I'm not purchasing immediately. Any advice. I recently ran my own report and score. Can i show them this to have them give me a general idea so I know if this is something I can even pursue at this time?
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