Monthly Fees, what is included in that amount?

Asked by Al, San Diego, CA Mon Dec 24, 2012

I was on the SANDICOR website and checking some of the properties. Under financials it lists monthly fees. Which Fees are included and more importantly which are excluded? i.e. Community fees, Mello-Roos, Property Tax, HOA etc.

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Jerry Heard, Agent, San Diego, CA
Mon Dec 24, 2012
Thank you for your question. The fees on the Sandicor site are HOA fees and Mello Roos fees but not property taxes. The property taxes vary slightly but are roughly 1.25% of the sales price.
The HOA fees can cover a variety of costs depending on whether it is a condominium or a PUD. If it is a condo the fees usually cover common area maintenance and repairs to the structures. Some condos include the cost of water and some the hot water. Insurance on the structure and common areas are also included.
If it is a PUD the HOA fees usually only cover the maintenance and repair of common areas. You are responsible for the insurance and maintenance of your individual home.
If you have questions about a particular home, I would be glad to provide you with more information.
Merry Christmas and best wishes for 2013

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0 votes
Maria Esparza, , Chula Vista, CA
Mon Dec 24, 2012
Hi Al,
The monthly fees are HOA and Mello-Roos taxes. What is not included is the hazard insurance and property taxes. Please contact me for more information. Thank You.
Merry Christmas,
Maria Esparza
Coldwell Banker West
0 votes
Michael J. L…, Agent, San Diego, CA
Mon Dec 24, 2012
Merry Christmas Al. Monthly fees vary greatly and cover different things, so you need to ask this question for each development you come across. Generally for a condo they will include roof and exterior maintenance, fire insurance, sometimes earthquake insurance, and maintenance of common areas such as roads, parking, lawns, pools. Trash and water may or may not be included. Some HOA's have basic cable included. A highrise will generally include hot water. You really wont know the exact answer until you speak with the manager of the community. Your agent can help you verify exactly what is covered.
0 votes
Walter 'Skip'…, Agent, Brea, CA
Mon Dec 24, 2012
On the MLS the fees are usually the HOA fees. They will not include property taxes including Mello-Roos.
Merry Christmas
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