Me and my husband would love to buy a home but he has no credit and my score is 580...we have a great steady income so is it possible?

Asked by Jamie69003, Delaware County, NY Fri Jul 15, 2011

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Annette Levi…, , New York, NY
Fri Jul 15, 2011
It is possible, if you pay your bills on time. If you have steady income, why is your FICOs so low? Why doesn't your husband have credit? Underwriters will want to double check your file if your husband has no credit. Do you pay your rent by check? If not start doing that. The same for utilites and insurance. You may want to add your husband to some of your credit cards.
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Justin Ruzic…, Agent, Greenville, SC
Fri Jul 15, 2011
sit tight the market is not going anywhere....

http://blog.house-guy.com/2011/05/response-to-blog-about-100…

this is a good one too,

http://blog.house-guy.com/2011/04/20-down-payment-on-your-ho…

it is possible!!
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