In general, I'm not a fan of MFH's. Values do not keep up with conventional stick built homes no matter how nice they look and the market for resale is much smaller than conventional stick built homes.
Financing for them is also more difficult for these and other reasons. My advice would be the same as HLR, start by fixing your credit. Order copies of your reports directly from Experian, Equifax and Transunion, they are free once a year.
Review and get any errors off the report. Set up a budget so you don't have future late payments and save some money for a down payment. If you take these steps chances are you'll be much better off in the future than if you find a way to buy the MFH.
It is my understanding that it's more difficult to get financing on a MFH than a regular house. Were you planning on paying cash, or getting some kind of financing? Even if it's a cash transaction, GET AN INSPECTION!
Remember the cost of maintenance and repairs on any home you settle on. Also, If you are busy person it may not benefit you to invest in a fixer unless you have extra time and money.
Best of luck!
Gayla Mettler Adkins, SL Nuxall Real Estate Services, LLC
Michelle Bouchey / Smart Realtors 509-378-0695
I would need to know a lot more about your situation and about the MFH before I could advise you. Facts like if it is in a park or on it's own land are very important when making the shoice to purchase. The year of construction and condition are also very important.
Feel free to give me a call and with your help I can advise you on what may be the best route to take. It is just not possible to give a good solid answer with so little information :-)