Looking to buy a home in north fresno sug 2013

Asked by Jaime Easterday, Folsom, CA Wed Nov 7, 2012

my husband and i are leasing untill aug 2013 when do we need to start looking for a house to buy and how long does the process usually take? and how much percentage down is ok?

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Ron Thomas’ answer
Ron Thomas, Agent, Fresno, CA
Wed Nov 7, 2012
Jaime;
The more money you put down;
The more Equity you will have,
The easier it will be to get the Loan,
The Interest Rate will be lower,
Your monthly payments will be lower.

Backing up from August, I would say May/June to start talking to a Mortgage Officer.
I would also suggest something like Garage Saleing in the areas you might be interested; this gives you something to do while you are looking, and talking to people.
I can e-mail you possibles, but you want to know the neighborhoods yourself.

Good luck and may God bless
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