Speak with a lender
I am a licensed mortgage originator as well as a Realtor. There are many variables that might apply to your situation, so you really just need to visit with a lender. Also, you might be surprised at how easily you can bring up the lower score. I would be happy to speak directly with you.
Arnold Richie, RealtorÂ®
Terry Burnaman Realtors
I would find a lender to see what options you have and who will work with you to get your credit in order. If you need the income of the 570 borrower you will need to wait and work their credit.
Hope this helps.
Don Groff | REALTORÂ® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | email@example.com
websites: http://www.AustinListed.com | http://www.360LendingGroup.com
REMAX REALTY CENTER
Obviously, the 570 FICO score will work against you ... perhaps the individual with the 780 score can qualify on his/her own.
But there's much more to it ... cash on hand, employment history, debt ratio, etc.
My lender of choice is Brad Richards at Network Funding ... (832) 584-3531, firstname.lastname@example.org. Please let him know that I referred you ... nothing in it for me, but you'll know right away where you stand.
Best of luck ... if I can help in any other way, by all means get in touch.
Licensed Mortgage Loan Officer
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