Home Buying in Byram>Question Details

gemini6773_99, Home Buyer in Jackson, MS

Looking for a house to buy (first time buyer)

Asked by gemini6773_99, Jackson, MS Thu Aug 30, 2012

I have a credit score of 748 two credit cards and a car note. My bring home income 2500 a month, and don't have any savings. But I would love to own a home, looking for a foreclosed home I can update. Is it possible for me to buy a home at this time or should I wait to pay off my car and have money in savings...this would not take me long to accomplish.

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0 votes Thank Flag Link Mon Nov 9, 2015
It sounds like you are a good candidate for buying a house. Now is an excellent time becasue the interest rates are so low and there is still assistance for first time home buyers. I would be glad to speak with you about all of your options. Normally your first step is to get pre-approved. You want to choose a lender and agent that are very knowledgable about the area and programs available. Not all lenders offer the same programs.

If you are interested in a foreclosure, there are also a lot of thinkgs you need to know. I have dealt with a lot of foreclosures and there are specific things you should know going into it. They can be great buys and good investments, just need to know all options.

I would be glad to speak with you further and give you and recommendations you may need. Feel free to contact me. Thanks!

Ashley McAdory
601-927-4348
0 votes Thank Flag Link Thu Aug 30, 2012
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