It is rare to find lease to own properties the the suburban areas of Houston but, you can always ask a seller who owns investment properties for lease. Lease to own usually consist of owner financing with a lease agreement/contract. In some cases the seller will allow the buyer to lease the property for pre-determined amount of time. Normally, this time frame is from 1 to 5 years depending on the terms of the contract. There are other cases if the buyer can not qualify for financing the seller will owner finance the deal stipulating their own terms. I see most owner financing deals with 20% down and the seller determining the interest rate.