You are not going to find a lender "specializing" in this. It will all depend on the specifications of your individual qualifications and how those then fit within VA guidelines. Like every loan program, VA has very specific rules that each lender must adhere to when approving a borrower for a VA mortgage.
If the short sale was on a VA or an FHA mortgage, then you would have to wait at least 36 months. This is because you are not able to get a governemt backed loan when you have defaulted on another government backed loan within the last 36 months and a claim was paid.
If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.