Are you working with a buyers agent? They should be able to help you through this process, as well as your Loan Officer. If you are unhappy with your lender you could always shop with some other lenders, this is usually easier to do in beginning however always possible, every company is different.
I am in the overland park are as well, if you are not working with a buyers agent then give me a call maybe I can help, if you are I would start with them!
Thanks and Welcome to the Area!
Angel Berry Realtors, Inc