Home Buying in 94582>Question Details

Anil, Home Buyer in San Ramon, CA

Jumbo loan in CA with less than 20 percent down

Asked by Anil, San Ramon, CA Mon Jan 7, 2013

Looking for loan options .. For upto $1mm house, 10-15 percent down .. $260k salary , 790 fico
In 94582 .. No debts.

Help the community by answering this question:


Hi Anil,

I am with Union Bank, we offer a an option with 10% down, please call me for a no pressure brief phone meeting where I can share details with you.

0 votes Thank Flag Link Thu Jun 30, 2016
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0 votes Thank Flag Link Fri Jun 24, 2016
5% down - up to 1 mil loan amount. Must have 700 credit score, and document income, assets. Primary residence only.

Jumbo Mortgage Source
Specializing in 95% Jumbo loans
Serving home buyers in all 50 states
0 votes Thank Flag Link Fri Jun 24, 2016
We have 95% jumbo financing available up to $850k loan amount or just under $900k purchase price.

0 votes Thank Flag Link Mon May 11, 2015
Anil: We can go 10% up to 850k loan amount.
That takes you to 945k purchase price.
15% would get you to $1M.
No MI.
0 votes Thank Flag Link Mon Apr 21, 2014
Hi Anil,

Yes you can. We have a traditional 80/10/10 program available (with the 2nd being a fixed rate or a Heloc option). We also can do a 80% first mortgage with 10% down and the remaining 10% coming in the form of down payment funding through First Rex. This 10% has no payment! It helps you afford more home, have a lower monthly obligation, and keep more reserves in the bank. I would be happy to share more information if you are interested.


Mark DeWitt
V.P. Branch Manager
HomeStreet Bank
(858) 212-7054 Direct
(760) 331-2063 Fax
NMLS #633211
0 votes Thank Flag Link Fri Jan 24, 2014

I have used PMG for a client of mine with similar situation. My clients were very happy using there services. I suggest you contact them.
0 votes Thank Flag Link Tue Nov 12, 2013
Ali: I know this is an old post, but we recently received a product that will let us go 90% to loan amount of $850k and 85% to $1.1M. No MI.
Lets talk if you are interested. claudia@divmg.com
Flag Mon Apr 21, 2014
This kind of loan should be doable.

Per my husband who is a loan officer, he does jumbo loans. and has programs to do 10% down or still get fairly creative.

if you need a few contacts please send me an email and I can refer a few loan officers for a competitive bid.

0 votes Thank Flag Link Thu Aug 29, 2013
Nail. I can up to 1M at 85%.
$625k first with $225 HELOC second loan.

I am located in Pleasanton if you would,like to discuss in greater detail.

0 votes Thank Flag Link Tue Jan 8, 2013
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