Absolutely, there are options. It is best to speak with a Mortgage broker to decide what that can be.
However, your agent may also be able to get you some seller financing. It all depends on the deal.
Don't give you hope. There is always a way.
Christine Kim, JD R SFR
FHA loans offer 3.5% down, and conventional can be as low as 5% down. Seller-paid closing costs can be negotiated. You are wise to recognize that RENT is another word for paying someone else's mortgage.