Many of the homes in this neighborhood sit at a low enough elevation that they may be considered flood plain however there has been significant elevating and fortification of river banks to minimize the risk of flooding. While unlikely, under the right conditions it is possible the home may flood. Whether or not you would be required to carry flood insurance is another issue. I welcome your direct contact if I may be of further assistance to you. You may phone me at (260) 422-1888 or e-mail me at: email@example.com.