Asked by Nancy, Raleigh, NC • Sat Jan 19, 2013
I had assumed if loan has no pre-payment penalty that I could refi or sell at any time but I see some posts regarding new loans ( which the refi would be new loan even though on same house) having a requirement to remain in house for a year before selling or refi with different company. Can anyone clarify this a information? If such a restriction exists, is this a federally oriented or state oriented restriction or entirely up to each lender if not FHA or VA insured loan.
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