In my personal opinion, you can raise your scores in the next 6 months and still take advantage of the market!
Scott Miller, Realty Associates, Boca Raton, FL
Best of luck to you!
A mortgage person can tell you whether or not you qualify for a mortgage and give you some tips on how to up your credit score but you may need an expert on credit repair. Some mortgage reps have a relationship with one and can refer you.
Although you can fix your credit on your own, the experts typically know how to expedite the process. With rates at an all time low it is a great time to buy. The better your credit score the better your rate.
Long & Foster Real Estate, Inc
Lehigh Valley, PA