Thanks for giving us an opportunity to answer your question. Well, as you might already know, you can buy a home with credit score below 700. However, the higher score you have, the lower DTI (debt-to-income) ratio, the lower rate and easy to qualify you will get.
If you need to get pre-approval letter prior to start looking for house, please give me a call at 408-426-1441 and I will hook you up with lender and get you pre-approval letter at no cost to you. Also, FYI, I do not do loan, but people I do business with can and will get you lowest cost at close escrow, guaranteed!
1-STOP Realty Group
900 E. Hamilton Ave.#100
Campbell, CA 95008