Ddms, Home Buyer in Port Charlotte, FL

Is there a website where I can find public information on a house I'm interested in putting an offer in on?

Asked by Ddms, Port Charlotte, FL Sun Mar 18, 2012

It's a short sale and I have an agent, but wanted to do some research on my own.

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4
Alma Kee, Agent, Tampa, FL
Sun Mar 18, 2012
gooogle the Clerk and county name and then search by the owner's name to find info. If you do not have the Seller's name, google the county name and property appraiser and look it up by address.

If the "Short Sale" has been active and never moved to "pending" within 30 days of listing then the Seller may not be signing any offers and may try to live there as long as possible and do a short sale at the last minute.

Also if you're learning about short sales, you need to know that the price (unless previously approved) may be $50k less than the lender may allow. The 1st mortgage will order an appraisal or Broker Price Opinion to determine current market value. You may be able to buy it slightly less than market value but not substantially less.

The very best deals are bank owned listings and you need to jump quickly on those and also don't let the asking price limit your offer price because some are priced well below market to attract multiple offers.

All the best,
Alma Kee
http://www.SoldOnTampa.com
0 votes
Rosemary Hef…, Home Buyer, Pensacola, FL
Sun Mar 18, 2012
Check title records for owner of record.
0 votes
Don Tepper, Agent, Burke, VA
Sun Mar 18, 2012
Your local city or county likely has information online. Do a search for "tax assessor [your location]." That should bring up information on the property. It won't be too useful, though. It'll show you the current and recent tax assessments . . . but those have little or nothing to do with a property's real value. It'll show you what the recent sales prices and dates were. But that won't help because a sales price from 4 or 5 years ago has nothing to do with the home's current value, what to offer, or what the lender will approve. It'll provide information on number of bedrooms, bathrooms, etc. But that information fairly frequently is incorrect.

You'd be better off researching what other nearby homes sold for--so-called comps. That's because your objective is to try to determine what the house really is worth. (Note: A Realtor can easily help with that.)

The other things you might want to know--what the house looks like inside, what its condition is, what the layout is, what the neighborhood's like--are things you can easily determine by viewing the house in person.

Hope that helps.
0 votes
Ron Thomas, Agent, Fresno, CA
Sun Mar 18, 2012
WHY?
You will need the Agent to make the offer.
The agent has access to information that you do not.
The agent knows the pitfalls and the documentation, not to mention the procedure.

If you want to contribute;
Go out to the house and visit all your new neighbors:
You will find out about Renters, Grafitti, parking, Police, Schools, Noise and nuisances, and more.

Good luck and may God blessx
0 votes
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