Is there a termite disclosure form for the seller to sign at closing disclosing any known damage to the property?

Asked by Shelley Hardee, Smithville, TX Thu Nov 17, 2011

We purchased a house in May 2011 that has extensive termite damage. It was an FHA loan, however I don't know if termite inspection was required. It's now obvious that the seller knew of the damage and did not disclose it. What if any recourse do we have?

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Ron Thomas, Agent, Fresno, CA
Thu Nov 17, 2011
If you are waiting until Closing to askfor Disclosures;
You waited too long,
you do not have a Buyer's Agent protecting you.

The idea behind DISCLOSURES is to see what is wrong before it is too late: How are you going to force the Seller to do anything, or, back out of the deal.

A Termite Inspection is not REQUIRED, it is ADVISED to protect YOU.

If you didn't ASK the Seller to disclose it, then you are left "holding the bag".

Good luck and may God bless
1 vote
Annette Levi…, , New York, NY
Thu Nov 17, 2011
FHA mortgages require termite inspections. Did you have a home inspection done? If so call the inspector and ask why he didn't mention it in his report. Check your closing package and see if the termite inspection is there. Call the inspector, since you could not have closed without the inspector saying there was no evidence of termites for the closing to go through.
You may need to hire a real estate attorney to handle this for you.
0 votes
Anna M Brocco, Agent, Williston Park, NY
Thu Nov 17, 2011
As for any recourse, you may want to consult with an attorney who specializes in real estate, and see what options you may have, if any...
0 votes
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