Asked by Desiree, Rome, GA • Sat Aug 23, 2014
My husband and I both have a credit score around 590-600. We both have very stable work history and our gross salary is $72,000. We are very eager to buy rather than waste our money on a rental. Is it possible for us to get a mortgage within a year or even now (and where should we look)? We are currently paying $900 a month towards debt repayment so our credit scores can improve. We have medical debt, student loan, and some credit card (nothing has gone to collections in the past three years though).
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