Asked by Travis, Pennsylvania • Thu May 22, 2008
My wife and I just recently paid off all our debts (we had owed around $6,000.-). We have never really established much credit. Our credit scores are a low 600. My wife still owes some medical debts that are in collection. We only have $3000. in saviings. I make approx. $35,000.- a year. My wife is a sahm but works pt. She makes approx. $10,000.- a yr. I have had my job for 8yrs and she has only been at hers for about 6mths. Is it possible for us to get a home loan? The neighborhood next to my job has homes for sale around $130,000.- We live frugal, grow our own foods and I bicycle to work and such. We pay $900. for rent right now plus another $100 in laundry and another $150.- in electric/gas. I really think we could afford a house.
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