Is it common to have an HOA fee and a C/C fee? And what is a C/C fee?

Asked by Happy2b, 20010 Tue Aug 10, 2010

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Aaron Smith, Agent, Washington, DC
Tue Aug 10, 2010
Not normally, but it may depend upon the area.
HOA = Hown Owners Association; typically a group in a development that was created at one time; a subdivision, a new township, village, etc. to define, and enforce neighborhood policies.
C/C = Condo/Coop Fees; Condo - typically a building, subdivided into separate living quarters that have community concerns and community amenities; such as common grounds, common walls, roofs, pools, fixtures, elevators, etc; that require fees for maintenance. (also cover management fees and services. Coop - typically a building, owned by a Closely held Private Corporation, for which people buy shares of the Corporate Stock, which entitiles them, as stockholders to live in separate quarters in the building(s) owned by the Corporation. Their fees include the tax payments, since the Corporation is the owner of record.

In these cases, your fees are determined, most often, by a pro-rated share based upon relative ownership; either area, volume, or value.

It would be possible, I suppose for a condo to exist in an area that also has an HOA, and that fees would need to be paid for both, although, it would seem to me to be, more likely, a case of 'mistaken identity' where someone mistakenly listed an amount in two separate places.

You should ask the seller, before making a commitment, though. Your agent can do that for you.

Aaron Smith, REALTOR
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Gerald Seega…, , Washington, DC
Wed Aug 11, 2010
I have seen a few communities in Maryland that had both HOA and Condo fees. This is the exception rather than the rule. Sara and Aaron have provided excellent background information about what these fees are for and so forth. From my experience, the HOA fees tend to be relatively low when you also have to pay condo fees.
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Sara Rubida, Agent, Arlington, VA
Tue Aug 10, 2010
Having both an HOA fee and a condo (C/C) fee is not common, but it is indeed found in various planned communities such as Reston, the Pinecrest in Alexandria, and Penderbrook in Fairfax. A planned community like these typically is a large community with a variety of housing types, such as detached homes, townhouses, and condos (the "flats" type that people usually envision). The community will have shared amenities such as the common green areas, walking paths, swimming pools, clubhouses, tennis courts, etc.; and for all the types of housing, homeowners pay for the use and management of the community amenities. If the owner has a detached home and pays for his own utilities, roof, yard maintenance, exterior painting, etc., his only fee will be that HOA fee. If the owner lives in a condominium, he will have the typical condo fees covering (usually) water/sewer/trash, replacing the roof occasionally, repaving the parking lot occasionally, painting/repairing stairwells and hallways, overall management of just that condo association, insurance for the condo building, etc. So the owner of a condominium in a planned community will pay both the overall HOA fee and the condo fee.

As an abundant example of properties with both types of fees, consider Reston! There is an annual Reston fee of around $500/year. That fee entitles you to use the various Reston pools, recreational facilities, etc.; and it pays for overall management and maintenance of Reston's common areas. If you happen to own a condo in Reston, you will pay a monthly condo fee as well.

When you think about all this, remember that condominium means a form of ownership, not a physical type of property. Condominiums come in all physical types of housing, including "flats," townhouses, and even single-family detached homes (yes indeed--for example, there is a small community of detached homes in north Arlington that has a form of condominium ownership--one home is currently on the market). Also remember that the condo fee is not evil or something to be avoided; it covers services, repairs, utilities, insurance, etc., that the owner of a detached home pays out of his own pocket. A fraction of the condo fee does go toward management services, which the individual homeowner doesn't pay for--except that the individual homeowner is using his own time and energy to manage services himself and arranging for his own roof repairs, lawn maintenance, exterior painting, etc.
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