I will go for the single house, by all means.
The ownership is fee simple, clear and strong.
Most importnat, are the HOA fees or dues , because they do not help your calculations for investment. And mostly, they tend to suddendly go up, you are involved in long term suits ,for common areas or common materials (like roof or siding). those are items happenning a lot lately.
Single home is simple, straight forward decision.
KARMEN BARICEVIC, CSP
Broker, Presidents Award, Emerald Award
John L. Scott Real Estate
West Hills, Portland
direct 503-380-3315/fax 503-291-1610