Sure , as long as you know what your rights are and what you've agreed to in the purchase agreement. Most issues arise when the consumer doesn't understand the legalities of an agreement. the agent sitting at the sales office represents the seller first and foremost . They will fill out the paperwork and help you close the transaction , but if a problem arises , You'll have to hire an attorney. Most consumers never really know there is a problem until there is one . You do not have to pay a Realtor to represent you as they are offered compensation for preparing you and bringing you to the property and making sure you complete your due diligence.I guess the decision is , do you work with a professional in the beginning and avoid pitfalls or wait and see if anything happens , then hire an expensive attorney to bail you out ,if its not too late. Problem is , you don't know what you don't know . Issues come up . Ive had people ask me to help them after the fact and then its too late. Just had a guy ask me to help because the builders lender said he could qualify without putting his info through complete underwriting conditions. He put $5,000 down in earnest money ,then put money down on options he wanted for the home. It took 4 months to build. As they were getting ready to close , the lender said he couldn't qualify for what they promised and he would have to switch to a higher interest rate and payment . He didn't want that , so he walked and they wouldn't give him back his Earnest Money or deposits even though they had another buyer in the back up
position.Often times , the builders lender will offer "incentives " to use their mortgage product , but if you only knew how much more that would cost you you probably wouldn't do it . There are alot of issues you can run into. Hope that helps you .