Anthony... as a past mortgage broker I don't believe you can claim the YSP that was paid to your mortgage broker. You should be able to claim pre-paid interest, points, origination fees and possibly your MIP/PMI.
The YSP is basically a commission the mortgage professional is paid from the lender who funded the loan so you really don't have any claim to those funds.
Scott Slocum, REALTORÂ®
Licensed Real Estate Broker Associate
Florida Future Realty, Inc.
2816 Del Prado Blvd South Unit 2
Cape Coral FL 33904
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