Your ability to qualify for a mortgage depends largely on your source of income, but your good credit history most definitely helps. Most lenders will also ask for your last two tax returns to show stability of past income. The best thing you can do is find a good REALTOR in your new city. A knowledgeable agent will be able to connect you with great local lenders who can walk you through the process. How to pick an agent in the new area? If you had an agent in your previous city that you trust, they can help connect you with a helpful agent in the new city.