In HOA fees, what should it include ???

Asked by kantrader, Sarasota, FL Wed Dec 26, 2012

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Tammy Hayes, Agent, Port Charlotte, FL
Thu Dec 27, 2012
HOA fees vary by community. Some include cable, water, sewer, ground maintenance, etc. If it is a condo community it can include building insurance, roof and more.

A deed restricted community is where the community has a homeowner association that has rules and regulations pertaining to the use of land and the look of the neighborhood. Usually it is initiated by the developer. Most deed restricted communities require a homeowner association fee to continue the upkeep of the community.

Each deed restricted community has different rules. Deed restrictions can include the size of home allowed on the lot, paint colors for the exterior of the home, as well as lawn maintenance, landscaping, and some even regulate tree-cutting. Some communities do not allow the storage of campers, trailers, or cars that don't run or vehicles with company names or logos on them. They can dictate what types of materials a fence can be made out of, or even not allow fences at all. Another restriction might be regarding pets. Some will only allow one pet or limit the breed and size of the pet. Building additional structures on the lot such as a shed or gazebo can also be restricted.

Some of the benefits of living in a deed restricted community are that amenities are often included. These can be anything from golfing, use of swimming pool, tennis courts, a fitness center, or even a club house. These amenities are owned by the members of the community and are common ground. Another benefit is that communities with deed restrictions maintain their value and are more desirable to potential buyers.

It is important to be aware of the deed restrictions on a property before making an offer. If you are thinking of buying a home in a deed restricted community, you will want to get a copy of the deed restrictions before you buy and read it over carefully. These can either be obtained from the seller or directly from the homeowner association.

Tammy Hayes, Realtor, Green Lion Realty, Port Charlotte, FL -
1 vote
Lynn Brock, Agent, Sarasota, FL
Sat Jan 5, 2013
kantrader, the basic HOA would cover the common areas. Maybe a fidelity bond. HOA fees cover homeowner's associations which are single family homes in a subdivision. State law requires 10 or more homes to organize an association.

Best regards,

Lynn Brock
Brock Realty Inc.

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0 votes
Lu Anne Wils…, Agent, Sarasota, FL
Fri Dec 28, 2012
There's no set rule as to what a home owner's association will include, Kantrader. All are different, just as all condo associations are different in this way as well. It's always good to know what fees are charged and what the fees represent. Some fees can be minimal, while others can be expensive. There can also be both a home owner's association AND a condo association with separate fees for both. Additionally, there can be a home owner's association that is voluntary whereby there are no fees or voluntary fees. Not every neighborhood or subdivision has a home owner's association either. In those areas, there are no fees. Florida has laws protecting consumers regarding the disclosure of HOAs and their fees.

Hope this information has been helpful to you and Happy New Year!

Best regards,
Lu Anne Wilson, GRI
Evergreen Realty Corp.
941-365-6681 or 941-726-2505
0 votes
Dion Souza a…, Agent, Sarasota, FL
Fri Dec 28, 2012
Since all home owner associations are different in what they include you would have to be provided the information for each community you have interest in. If you would like to be provided additional information please contact me through email with the names of the communities. I look forward to hearing from you.

Michael Holderness
SaraBay Real Estate
0 votes
Bill Eckler, Agent, Venice, FL
Thu Dec 27, 2012
Hi Kan....

We have access to the specific information you require but need additional information on the location of the home. The Sarasota area is large and includes hundreds of HOA arrangements with a variety of services and fees. Feel free to contact us for a quick response and information you can rely on.

Best regards,

Bill Eckler

0 votes
My NC Homes…, Agent, Chapel Hill, NC
Thu Dec 27, 2012
That question cannot be answered as all HOA are different and include and charge for different things. If you're contemplating buying a property that has HOA fees you should speak with your buyer broker or the Association itself to clarify what the fees are and what they include.

I've attached a link below for a piece I wrote on North Carolina Condos and Townhomes and while Florida may have slightly different regulations the majority of what I've written applies to nearly all HOA's.

Good luck and All the best in the coming year.
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Jen and Mark…, Agent, Holmes Beach, FL
Wed Dec 26, 2012
It will vary by community. Some Home Owner Association fees will cover just common areas in a single family community. HOA fees in a condo can cover exterior maintenance, water, pest control, trash pickup, pools and tennis. If you'd like specific information on a particular community, please feel free to contact me.

Jen Bowman, Broker Associate
Licensed in Georgia and Florida
Keller Williams Realty on the Water
0 votes
Diane Christ…, Agent, Sarasota, FL
Wed Dec 26, 2012
What should be covered in the HOA fees varies from community to community. Generally they cover things such as mowing and maintenance of entrances and common, community elements and expenses incurred on behalf of the association such as insurance, office supplies, legal expenses, etc.

In some communities the fees cover maintenance of community amenities such as a clubhouse, pool, recreational fields.

Some communities have lawn maintenance included in the HOA fees. If it's a gated community and the roads are private, the HOA fees would typically cover electronic gate/guard and road maintenance.

As you can see, there is a wide range of what can be covered under an association's fees.

Your real estate agent should be able to provide you information on the annual cost of the HOA fees and what is covered by those fees if you ask.

You didn't ask about deed restrictions, but I would also suggest getting a copy of the restrictions of the community BEFORE you write an offer on a home in a deed restricted neighborhood to make sure your family will be comfortable living with those restrictions after the purchase.

Please drop me an email if you have other questions regarding HOAs and deed restrictions.

Warm Regards,

Diane Christner, Realtor, GRI, SFR
Realty Executives Solutions
0 votes
John Woodward, Agent, Sarasota, FL
Wed Dec 26, 2012
It varies from subdivision to subdivision. We try to list what the features of the community and what the fees are for on every listing.

John Woodward
Sarasota Real Estate Group
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