If you want to move in by October, when should you start house hunting?

Asked by Trulia Dallas, Dallas, TX Fri May 17, 2013

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Johnny Mowad, Agent, Dallas, TX
Wed May 22, 2013
Its never too early to start looking... By starting early you can get a sense of what's on the market and what you can expect for at your price point. Typically I suggest starting at the 45 day out marker giving you enough time to not be rushed...
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Monica Pineda, Agent, Dallas, TX
Wed May 22, 2013
As soon as you know your move date, you need to start the process. Decide if you're going to rent or buy. Find an agent to help you. If you're buying, get pre-approved. If you decide to rent, this market is moving way too fast for you to start looking right now. You will fall in love with something that will no way be available five months from now. Wait until a month before. If you're buying, it's never too soon to start. The more involved you are in the process, the more likely you are to find the perfect place in time.
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Audra, Both Buyer And Seller, Kansas
Tue May 21, 2013
I always think it doesn't hurt to start looking as soon as you know you want to move.
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Jacquelyn Bu…, Agent, Dallas, TX
Sat May 18, 2013
With the current marketing being a seller's market, now in not too soon to start looking if you plan to move in October. Dallas metro is experiencing a supply/demand market, meaning there are fewer homes for sale, and more buyers.

Be prepared to offer full-price offer, and possible a little more--as long as the property will appraise for the sale price offered. If the offer is higher and it is accepted, FHA and VA will not finance the amount over the appraised value of the house.

Also, few seller are offering assistance with the closing cost. Some may offer some assistance, but very little. Of course, there will be exceptions to all of the above. However, for the most part - the information above is actual for the current market in the Dallas Metro area.
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Patty Jordan, Agent, Red Oak, TX
Sat May 18, 2013
Start your process now. Find a loan officer that you are comfortable with and that you have access to at times other than just 9-5 if your schedule is like most of us. Sit down with the loan officer and get your credit evaluated and line up what kind of financing you qualify for and wish to pursue. Explore loan programs, closing costs and what you need for closing. Find out if your family can help, etc.

Begin educating yourself on the areas that you are most interested in...taxes, insurance, schools, crime rate, job growth...all things that are important to you. Begin educating yourself on items like home inspections and home appraisals.

Once you are comfortable with your credit and financing, find a Buyers agent and begin your search at least 90 days from the day you wish to move into the new home. Give yourself time to look and make a decision but dont' drag your feet.

It is an exciting time but it is a "job" at the same time. You have to be invested in the process and the goal. Best of luck.
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Josh Barnett, Agent, Carney, OK
Sat May 18, 2013
August will provide enough time for a smooth transaction.
Web Reference:  http://www.GetSoldOKC.com
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Dixon Wong, Agent, Dallas, TX
Sat May 18, 2013
It takes a little over a month to close a home loan and about 3 months to find a home. so I would start at June at the latest.

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Michael Brow…, Agent, Allen, TX
Sat May 18, 2013
For every move, I always tell my clients that "backward planning" is a must. "Backward planning," you ask? Yes, it is something I learning the military.

Backward planning is starting from your end-state (final goal) and working backward from there. Which means, in this situation, we start with our October move-in and subtract 30-days for closing (which is a typical closing period). We the must add time for house-hunting, which varies by buyer. For instance, some buyers may be only able to look at homes one day a week; some may be able to look at homes three-five days a week. I recommend a minimum of two weeks for house-hunting.

One must also consider the time it takes to negotiate an offer and turn it into a contract, which can take anywhere from a few hours to several days, but I always recommend at least three days.

Additionally, if someone has to be out of a lease by a certain date, that time must be considered as well. There are other factors that may come into play, but these are the biggest steps that one must take into account.

Generally speaking, if one wants to move into a home in early October, it is best they start looking for a home in the middle of August and be under contract in early September.

I have experience in guiding clients through these situations and would be more than happy to help others navigate this often stressful situation.

Providing Solutions Because...Your Move Matters!

Michael L. Brownstead, GRI, ABR
Keller Williams Realty
1002 Raintree Cir., Ste. 100
Allen, TX 75013
E-mail: MBrownstead@msn.com
Cell: 214-872-0400
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T.E. & Naima…, Agent, Dallas, TX
Fri May 17, 2013
A new home purchase to build on a lot - it's already too late for most builders, but some do have inventory of almost-finished homes that will work. Just ask.

An existing home purchase will take 4 to 6 weeks to close, unless it's through one of the big banks - they're taking 8 weeks. So, you should find a house by mid-August. It would be best to spend about 4 to 6 weeks looking every week at a few houses until you find the one you can make work.

Remember no house is going to be perfect. Be flexible.

Get your finances in order now. Get pre-qualified so you can clear up any financing issues before they become a problem.
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Duong Nguyen, Agent, Richardson, TX
Fri May 17, 2013
If you are leasing, you should start looking within 30 days of move-in. Most landlords will not hold their homes for longer than 4 weeks. The sooner you can move in, the better chance your application is accepted over the competition.
If you are buying, you should start looking within 60 days of move-in. Most sellers love quick and sure transactions. The longer you drag out, the more anxious they feel, especially with the more stringent loan process nowaday.
If you start looking since yesterday, good lucks to you. Any home you want for October move-in won't be there for you. We are crossing from the buyer's market to the seller's market due to low inventory. So be prepared to compete for a good home.
Please feel free to contact me if you need my service.
Duong Nguyen
RE/MAX Associates of Dallas
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John Lyng, , Dallas, TX
Fri May 17, 2013
I would generally say about 4 months prior, figuring 90 days to find and contract on a home, and 30 days to get to closing.

John Lyng
Mortgage Counselor - NMLS 280951
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Andrea Brooks, Agent, Plano, TX
Fri May 17, 2013
It typically takes 30 days to close from the point of an executed contract, so I'd suggest starting in June or July. The market is moving fast and many homes are going under contract the very first day they're listed. Buckle up - you're in for a ride!!
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Katherine He…, Agent, Dallas, TX
Fri May 17, 2013
The market is hot for rental and sales so probably August 1st to become familiar with what is out there and to become prepared for location.
then really serious by September 1st! too many multiple offers in Dallas right now!
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Tina Lam, Agent, San Jose, CA
Fri May 17, 2013
Yesterday .
Web Reference:  http://www.archershomes.com
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