The HOA fees or condo fees are all a part of owning a condo vs a home. When paying these fees they go for things like exterior building insurance, maintenance of the grounds, the pool area, trash removal, water, sewer, and most of them also include basic cable vision. As a homeowner, you would be paying for all of these fees on top of your mortgage. When lined up side by side the condo ownership fees end up costing less than owning your own home. So yes the fees have to be paid. They can be figured out monthly, but most of these fees are always paid quarterly. If I can be of more service to you, I would love to assist you. I work exclusively for buyers and protect their interests by negotiating the lowest possible price for them and giving them all of the information they will need to make a smart purchase. Please feel free to contact me anytime.