Sorry for the non-responsive spam. HomePath is a loan program available only on specific FannieMae owned properties. If the home you are interested in is bank owned by another lender/investor or is a private owner, then HomePath would not be an option.
FHA offers 3.5% down and the rates may be better, creating a similar payment, even with MI. Talk to your lender about the options they have for you and what the payments would look like.