Have your agent do a BPO ( brokers price opinion) for the home. this will give you a better idea of value. The way I arrive at the best price depends on many things but the assessment value is not among the factors. Feel free to contact me if you want to figure out how to make this the best deal. As an agent I don't chearge the administrative fees so I will be a good experience.
All the best,
ApexOne Realty, Inc