I would recommend starting with a lender to see if you can qualify for a mortgage. Find a good lender in your area, perhaps your banking institution, and discuss the home loan process. A good lender will explain the costs involved, the different types of loans out there such as a Conventional Loan or a FHA Loan, and guide you through the process. Almost all sellers out there and their agents are asking for some form of pre-approval upfront from a buyer when submitting an offer on a home. Searching for a home, falling in love with a home of your dreams, and then being denied a loan can be heartbreaking. Taking the extra step and starting the loan process, will free you up to go after that perfect home. Once you are pre-approved, start your home search in the area and price that you feel comfortable. Find an agent and discuss agency with that agent so you are aware of your rights as a consumer.
If you need any assistance in the Goose Creek area, feel free to contact me at your leisure!