When calculating your total financial liabilities with your home here, we generally use an estimate of 0.35% of your purchase price. So for example, if you are buying a home for $300,000, then your annual insurance premium will be around $1,050 or $87.50 per month. However, keep in mind these are just estimates. Depending on which insurance company you decide to go with and whether you want additional coverages, your insurance premium could be higher or it could be lower.
Try giving your local insurance companies a call to get quotes. Make sure to remember to give the insurance company that provides you auto insurance or any other type of insurance as well, since they usually provide existing members discounts when adding other types of insurance policies with them. If you don't have the time to research and shop the rates, try contacting a local insurance broker who can find quotes for you. Keep in mind though that there are certain insurance companies that do not work with brokers so you may be missing a couple companies when going through a broker. Good luck!