Asked by Jennpetes, Tyngsboro, MA • Tue May 20, 2014
My husband and I are buying our first house. We both have excellent credit, but I am a stay at home mom so he is the one applying for the loan. He has virtually no debt. The credit card we have ended up carrying a balance on (a few thousand dollars) happens to be mine. Also, we have maybe $1500 of medical bills left that we are paying off through payment plans. So I have great credit but no income and more debt than my husband. Will I effect our ability to be approved for the mortgage if my name I attached to the house in any way?
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