I would like to know the benefits of many "first time home buyer" programs in broward county? Also whats the best agency that offers such

Asked by Cicretac, Fort Lauderdale, FL Sun Aug 12, 2012


Help the community by answering this question:

+ web reference
Web reference:


Stephen McRo…, Mortgage Broker Or Lender, Tampa, FL
Mon Aug 13, 2012
Here are programs to consider in Broward County

Response from a retail Bank Rep. after I asked her how many of the below programs they can offer:

Honestly Steve, after reviewing them, I don’t think we can do any of these. We are pretty vanilla, Straight FHA VA conventional. I will keep your flyer and if I run across anyone we can't help I will send them your way. thanks

100% LTV- USDA/12 mo. into Chapter 13 BK is OK!
100% LTV- VA/can pay off debts on purchases too!
99% LTV- FHA ($100.00 down)

97% LTV- No PMI/MI and No 1.75% FHA FEE

95% LTV- No PMI


90% LTV- No PMI-2nd Home


85% LTV- NO PMI to Super Jumbo
80% LTV- Invest. Prop.

STATED INCOME ALT loan programs: http://www.StatedIncomeAlt.com

80% LTV- FIX n’ FLIP Invest. Prop.

80% LTV- NEW- Stated Income Alt

75% LTV- NEW- Foreign Nationals- Stated Income Alt

75% CLTV-NEW- after Short Sale, BK or Foreclosure

70% LTV- Soft and Hard Money -Stated Income Alt

LOT/VACANT LAND LOANS up to $30,000/ $363.00 mo. pymt.

COMMERCIAL PROGRAMS (many programs available nationwide)

Steve McRory

Pro Option Mortgage/Florida



Ph: 888 662 4404

Prior Service U.S. Marine Corps
1 vote
The Best Rea…, Agent, Tamarac, FL
Mon May 18, 2015
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I have closed using this program several times and would be happy to assist you. Also I use a 2,000 tax credit program, which enables you to receive a 2,000 tax credit for the life of your loan.

1-Must not have owned a home in 3 years.
2-Must have been in the same line of work for 2 years
3-Must make more than 25k but less than 80k
4-Must have 1,000 to put into the deal.
5-640 minimum credit score.

Contact Andrew 954-394-7185 Text first Please!!!!!!!
0 votes
2,000 dollar tax credit for the life of the loan? sound to good to be true

Flag Sun Jul 26, 2015
The Best Rea…, Agent, Tamarac, FL
Mon Oct 13, 2014
There is a program that I use that offers 10k towards your down payment and closing costs. I close with this type of loan regularly. If I cant get my buyers 10k, I can get buyers a 2-3 percent lender credit (which does not have to be paid back).

If interested please text Andrew 954-394-7185 or email me at andrewltherealtor@gmail.com
0 votes
Tamika Moses, Agent, Pembroke Pines, FL
Sat Aug 25, 2012
I work with many buyers who utilize first time homebuyer grants towards the purchase of their first home. I have enclosed a link to the different programs in Broward County. Check these links out and you can reach out to me. http://www.MIAMIhomeprograms.org, http://www.miamihomeprograms.org/program/all_programs.php
This programs lets you know about all of the avaliable programs within Dade and Broward Counties.

Thank you,
Tamika Moses
Keller Williams Realty Partners SW
0 votes
Judith Barnes, Agent, Fort Lauderdale, FL
Fri Aug 24, 2012
I will look into those programs for you with my mortgage broker
0 votes
Flag Fri Aug 24, 2012
Marsha Umans…, Agent, Tamarac, FL
Sun Aug 12, 2012
These programs give you a free class (whole day training on various aspects of house buying), guidance with credit improvement; in some cases downpayment assistance (depends on your financial situation and funds availability);
you are working with realtors/ inspectors & closing agents who are approved by these agencies and will basically hold your hand through the entire process of home buying. In other words you get much more attention and help.
Which agency to chose may depend on where you are located and where you will be looking to purchase.
If you need more info, give me a call 954-673-1624.
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more