There are many different first time buyer programs that are available. Most of these have criteria that must be met such as some have income limitations. There are closing cost grants and more. Some are available in Philadelphia only, Etc.
Your best place to start is with an experienced Realtor who works in both the City and the suburbs. You should meet with them to go over your individual sirtuation and they will find the best programs that are avilable.
I would be happy to consult with you on your needs and goals in getting started and your home search.
Robert C. Weiss, ABR, CRS, GRI
Coldwell Banker Hearthside Realtors,