I would LOVE to find a home in clark co!...maybe all I can do is rent right now but more than anything I want to own my own home. any suggestions?

Asked by Rnrgypsy, Cynthiana, KY Tue Mar 9, 2010

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Leanne Finlay, Agent, Kirkland, WA
Tue Mar 9, 2010
Ask friends and family for personal referrals to their favorite expert real estate agents and lenders. Interview a couple, and see if you are able to do it now, or if you need to save some money or pay off debt first.

Enjoy the process, ask lots of questions, and happy house hunting!
0 votes
Dan Chase, Home Buyer, Texas City, TX
Tue Mar 9, 2010
You will need to save money for a down payment and closing costs. Below are some ways that worked for me.
http://www.trulia.com/blog/dan_chase/2010/01/how_do_i_get_a_…

Below is a list og things to do if you are going to be a long time like a year before buying a house.
http://www.trulia.com/blog/dan_chase/2010/01/i_want_to_buy_a…
0 votes
Voices Member, , Benton County, OR
Tue Mar 9, 2010
Rngypsy

Start at the beginning

I suggest you Learn what the home buying process involves, learn your rights and then interview Agents to select the Best one for you. It is your financial commitment/obligation and your responsibility to choose wisely.
Hud has an Excellent site/information for homebuyers and they suggest 9 steps...
1. Figure out how much you can afford
2. Know your rights
3. Shop for a loan
4. Learn about homebuying programs
5. Shop for a home
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers
I would suggest reading through this information before making any decisions....You may learn of classes, free counseling/help that may lead to Financial assistance you are unaware of...Check it out
http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home

Also the site provide info on where to find all the Gov. Foreclosures/Properties for sale
http://portal.hud.gov/portal/page/portal/HUD/topics/homes_for_sale

The Banks also have sites where you can learn about their REO's and see their listings/properties for sale..
You can find links to those sites here...http://www.mortgagenewsdaily.com/wiki/REO_Database_List.asp ..
http://www.biggerpockets.com/bank-reo.html ...

Also if you are interested you can find all the Current Gov. Loan Programs here on a site created by the Fed. Govt. for the public. You can get specific information, compare options, or take a short questionnaire to determine your eligibility for each program.
http://www.govloans.gov/govloans_en.portal?_nfls=false&_…

Good hunting
Dunes
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